RapidTools logo

Retirement Planner — Free AI-Powered Retirement Plan

Enter your age, savings and contributions to project your nest egg and get a personalised plan to retire on your terms.

$
$
$
%

What it does

Retirement Planner projects your retirement balance using compound growth, then checks whether the safe withdrawal rate covers your target income.

When to use it

Use it once a year — and any time your income, contributions or goals change.

Benefits

  • Projects nest egg over time
  • Tests against the 4% rule
  • Highlights gaps early
  • Personalised action steps

Example

Age 32, $45k saved, $600/mo, 7% return → see if you're on track for $60k/yr at 65.

Frequently asked questions

What return should I assume?
7% is a common long-term real return for diversified equity portfolios. Use a lower number to be conservative.
Does it include Social Security?
Only if you mention it in the notes — feel free to add it as expected monthly income.
Is this advice?
No, it's educational guidance. Confirm specifics with a fiduciary advisor.

Related tools

Browse all Finance Tools