Personal Finance Tools

Free mortgage advisor. Estimate your monthly payment, total interest and affordability with personalised AI guidance.

Free rent vs buy calculator. Compare total cost, net wealth and breakeven year — with AI-powered guidance for your situation.

Get personalised loan recommendations based on your purpose, amount, credit score and income. Free and instant.

List your debts and get a personalised payoff plan — avalanche or snowball — with timeline and total interest saved.

Get a personalised 90-day plan to raise your credit score, based on utilization, history and what's hurting you most.

Free retirement planner. Project your nest egg, check if it covers your target income, and get personalised next steps.

Paste your holdings and get an instant AI portfolio review — diversification, risk, and concrete rebalancing suggestions.

Free compound interest simulator with AI insight. Project your investments across realistic scenarios and see real (inflation-adjusted) value.

Calculate your net worth, benchmark it against your age and income, and get AI-powered moves to grow it faster.

Build a personalised monthly budget based on your income, household, goals and lifestyle. Free, instant, AI-powered.

Paste a list of expenses and get an instant breakdown by category, hidden subscriptions and the top 3 areas to cut.

Tell us your goal and timeline. We'll calculate the monthly amount and design a personalised savings strategy.

Free emergency fund calculator with AI guidance. Get the right target for your situation and a 3-phase build plan.

Free salary calculator with AI advisor. Estimate net pay, taxes, true hourly rate and get personalised negotiation guidance.

Get a realistic side hustle plan based on your skills, hours and income goal. Top picks with hourly rates and a launch plan.